Albertine Title Loans can help your financial hardship

Maybe you’re in a situation where you need money and don’t have much time to spare. If that’s the case, it’s frustrating to search for title loans Huntsville and get listings for lenders that aren’t in Huntsville, AL.

One of our Albertine Title Loans representatives will be able to start you off with your loan paperwork upon your arrival. Don’t forget to tell the representative if you already completed our online application and received preapproval for your title loan. Next, we’ll perform a brief vehicle inspection and look your car up in a vehicle value guide to calculate its exact current market value. This helps us determine the maximum amount we can lend you. Finally, we just need to get your car title and we can issue the loan. Most customers are in and out within the hour.


The good news is that all you need is a car in your name with a lien-free title and you’re eligible for Huntsville title loans. You don’t need to worry about your credit score being an issue, because it most likely won’t prevent your loan approval. And if you need money quickly, a title loan is for you, because you can get yours the same day that you apply. At Albertine Title Loans, we wanted to keep the title loan application process as fast and simple as possible. That’s why we setup a convenient online application for title loans Huntsville. With just a few fields to fill out, the entire application takes only seconds to complete and is available right here on our site. You can start by going over to the form and entering the following information regarding the car that you plan to use as the collateral on your title loan:

  • Year
  • Make
  • Model
  • Approximate mileage
  • Name
  • Phone number
  • Email

That’s all the data we need from you, and after you’ve submitted the form to us, we can use your car’s info to approximate its current market value. We use that to come up with your title loan estimate and preapprove you for your loan. With your contact info, we’ll have an Albertine Title Loans representative get in touch with you as soon as possible to answer all your questions and arrange a time when you can visit our office to pick up your loan.

We need you to bring only three things!

  1. Your government-issued ID, which we look at to verify that you have reached an age minimum of 18 for borrowing.
  2. Your car so we can inspect it.
  3. Your car title, which we hang on to during the term of your loan. Upon repayment of the loan, we return your car title to you.

How It Works

Your title loan is a secured loan because your car is attached to it as collateral. If it were an unsecured loan, there wouldn’t be any collateral on it. However, you get to keep your car while you repay the loan, and the lender will only have your car title.

Alabama’s title loan regulations cover title loans Huntsville, AL. One area the state doesn’t interfere is title loan amounts, which have no limit. If your car is valuable enough, you can get as much as the lender is willing to loan you. As far as interest rates are concerned, the state limits those to 25 percent per month.

Alabama sets a minimum title loan term length of 10 days and a maximum term length of 31 days. Most lenders go with 30 days, which is the standard not just in Huntsville, Alabama but also in many other states. What can you do if you don’t have the money to pay off your title loan on that due date? Fortunately, there is another option – rolling over the loan. You do this by paying the interest on the loan, and this extends the loan for another payment term. That new term will have the unpaid loan principal along with a new interest charge.

You’ll want to extend your loan if you’re short on cash, because failure to make a payment on a title loan is a default. The lender does need to provide you with 30 days to cure the issue, meaning to catch up on your payment. If you don’t, then the lender can repossess your car and sell it. Extending the loan may cost you a bit extra in interest, but it buys you valuable time so you can avoid repossession. Contact your lender if you're having payment issues so you can find a solution with them.

If you need money quickly, a title loan is for you, because you can get yours the same day that you apply.